Accounts Receivable Specialist Jobs in Chattanooga, TN

Chattanooga, Tennessee$41,850 USD/yearFull-timeTech Hub
Updated: April 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

About Accounts Receivable Specialist Jobs in Chattanooga

Looking for a Accounts Receivable Specialist job in Chattanooga? You're in the right place. This guide covers everything you need to know about working as a Accounts Receivable Specialist in Chattanooga, TN.

We'll show you what you can expect to earn. We'll also share which companies are hiring. Plus, you'll learn about the cost of living and how to get started in your job search.

Chattanooga has a strong job market for Accounts Receivable Specialists. Many employers are actively looking for talent. Read on to learn how to land your next role.

Accounts Receivable Specialist Salary in Chattanooga

Entry Level
$29,070
Median
$41,850
Senior Level
$56,925

Accounts Receivable Specialist salaries in Chattanooga are in line with national averages, offering competitive compensation for the region.

Purchasing power in Chattanooga is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Invoice ProcessingCollectionsReconciliationERP SystemsCustomer Communication

Accounts Receivable Specialist Job Market in Chattanooga

Chattanooga, TN is a specialized market with unique career opportunities for Accounts Receivable Specialist professionals. Though smaller than coastal metros, Chattanooga offers focused opportunities and often better work-life balance. While Technology leads the local economy, there's growing demand for Accounts Receivable Specialist roles across various sectors. The market for Accounts Receivable Specialist positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Accounts Receivable Specialists in Chattanooga

Regional banksCredit unionsNational financial services

Major employers hiring Accounts Receivable Specialists in Chattanooga include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Accounts Receivable Specialists in Chattanooga

Living in Chattanooga as a Accounts Receivable Specialist means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,800/month. At median Accounts Receivable Specialist salary, rent would consume about 52% of gross income - above the recommended 30% threshold. Consider roommates or suburban options. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

90
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 4
Market Size

Commuting as a Accounts Receivable Specialist in Chattanooga

Chattanooga Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Accounts Receivable Specialists in Chattanooga: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Accounts Receivable Specialist professionals due to proximity to major employers and urban amenities.

Tax Considerations in Tennessee

Tennessee has no state income tax. Compared to a state with 5% income tax, a Accounts Receivable Specialist earning $41,850 would save approximately $2,093 annually. This makes Chattanooga attractive for high earners, though property taxes and sales tax help fund state services.

Career Outlook for Accounts Receivable Specialists

The job outlook for Accounts Receivable Specialists in Chattanooga is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Chattanooga offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Invoice Processing, Collections, Reconciliation, ERP Systems.

Relocating to Chattanooga

Chattanooga's affordable cost of living means your Accounts Receivable Specialist salary will stretch further than in major coastal cities. Many professionals relocate here for better quality of life. Tennessee has no state income tax, which can add thousands to your annual take-home pay compared to high-tax states like California or New York.

Frequently Asked Questions

What is the average Accounts Receivable Specialist salary in Chattanooga, TN?

The average Accounts Receivable Specialist salary in Chattanooga, TN is $41,850 per year. Entry-level Accounts Receivable Specialists typically start around $29,070, while experienced professionals can earn $56,925 or more. The national average for Accounts Receivable Specialist roles is $46,500.

How many Accounts Receivable Specialist jobs are available in Chattanooga?

Chattanooga has a growing job market with steady opportunities for Accounts Receivable Specialist professionals. Major employers hiring Accounts Receivable Specialists include Regional banks, Credit unions, National financial services. The Technology and Manufacturing sectors drive much of the demand in this market.

Is Chattanooga a good city for Accounts Receivable Specialists?

Chattanooga is an excellent choice for Accounts Receivable Specialists. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. The affordable cost of living means salaries go further than in more expensive markets. The city's technology industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Accounts Receivable Specialists in Chattanooga?

Top skills for Accounts Receivable Specialists in Chattanooga include Invoice Processing, Collections, Reconciliation, ERP Systems, Customer Communication. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Accounts Receivable Specialists in Chattanooga?

Chattanooga's cost of living is near the national average (90% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Chattanooga is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Accounts Receivable Specialists in Chattanooga?

Chattanooga Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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