Credit Analyst Jobs in Long Beach, CA

Long Beach, California$107,300 USD/yearFull-time
Updated: March 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

Credit Analyst Salary in Long Beach

Entry Level
$69,190
Median
$107,300
Senior Level
$153,180

Credit Analyst salaries in Long Beach are 48% above the national average, reflecting the high cost of living.

Purchasing power in Long Beach is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Credit AnalysisFinancial StatementsRisk AssessmentUnderwritingExcel

Credit Analyst Job Market in Long Beach

Long Beach, CA is a growing job market with increasing opportunities for Credit Analyst professionals. Though smaller than coastal metros, Long Beach offers focused opportunities and often better work-life balance. While Logistics leads the local economy, there's growing demand for Credit Analyst roles across various sectors. The market for Credit Analyst positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Credit Analysts in Long Beach

Regional banksCredit unionsNational financial services

Major employers hiring Credit Analysts in Long Beach include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Credit Analysts in Long Beach

Living in Long Beach as a Credit Analyst means navigating a cost of living that's significantly above the national average (148% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. At median Credit Analyst salary, housing is quite affordable at 20% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

148
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Growing
Tech Hub
Tier 3
Market Size

Commuting as a Credit Analyst in Long Beach

Long Beach Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Credit Analysts in Long Beach: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Credit Analyst professionals due to proximity to major employers and urban amenities.

Tax Considerations in California

California has relatively high state income taxes. A Credit Analyst earning $107,300 might pay approximately $8,584 in state income tax. However, California's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Credit Analysts

The job outlook for Credit Analysts in Long Beach is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Long Beach offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Credit Analysis, Financial Statements, Risk Assessment, Underwriting.

Relocating to Long Beach

California has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading.

Frequently Asked Questions

What is the average Credit Analyst salary in Long Beach, CA?

The average Credit Analyst salary in Long Beach, CA is $107,300 per year. Entry-level Credit Analysts typically start around $69,190, while experienced professionals can earn $153,180 or more. The national average for Credit Analyst roles is $72,500.

How many Credit Analyst jobs are available in Long Beach?

Long Beach has a growing job market with steady opportunities for Credit Analyst professionals. Major employers hiring Credit Analysts include Regional banks, Credit unions, National financial services. The Logistics and Healthcare sectors drive much of the demand in this market.

Is Long Beach a good city for Credit Analysts?

Long Beach is an solid choice for Credit Analysts. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. However, be aware of the higher cost of living when evaluating offers. The city's logistics industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Credit Analysts in Long Beach?

Top skills for Credit Analysts in Long Beach include Credit Analysis, Financial Statements, Risk Assessment, Underwriting, Excel. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Credit Analysts in Long Beach?

Long Beach's cost of living is significantly above the national average (148% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Long Beach is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Credit Analysts in Long Beach?

Long Beach Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

More Finance & Accounting Jobs in Long Beach

Advertisement

Get Hired Faster

Create an AI-optimized resume tailored for Credit Analyst jobs in Long Beach.

Get Started Free