Insurance Underwriter Jobs in Ithaca, NY

Ithaca, New York$79,500 USD/yearFull-timeTech Hub
Updated: March 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

Insurance Underwriter Salary in Ithaca

Entry Level
$49,555
Median
$79,500
Senior Level
$115,805

Insurance Underwriter salaries in Ithaca are in line with national averages, offering competitive compensation for the region.

Purchasing power in Ithaca is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Risk AssessmentPolicy AnalysisUnderwriting GuidelinesData AnalysisCommunication

Insurance Underwriter Job Market in Ithaca

Ithaca, NY is a specialized market with unique career opportunities for Insurance Underwriter professionals. Though smaller than coastal metros, Ithaca offers focused opportunities and often better work-life balance. While Education leads the local economy, there's growing demand for Insurance Underwriter roles across various sectors. The market for Insurance Underwriter positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Insurance Underwriters in Ithaca

Regional banksCredit unionsNational financial services

Major employers hiring Insurance Underwriters in Ithaca include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Insurance Underwriters in Ithaca

Living in Ithaca as a Insurance Underwriter means navigating a cost of living that's slightly above the national average. Average rent for a 1-bedroom apartment is approximately $1,800/month. Housing costs are manageable for Insurance Underwriter salaries in the area. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

106
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 4
Market Size

Commuting as a Insurance Underwriter in Ithaca

Ithaca Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Insurance Underwriters in Ithaca: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Insurance Underwriter professionals due to proximity to major employers and urban amenities.

Tax Considerations in New York

New York has relatively high state income taxes. A Insurance Underwriter earning $79,500 might pay approximately $6,360 in state income tax. However, New York's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Insurance Underwriters

The job outlook for Insurance Underwriters in Ithaca is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Ithaca offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis.

Relocating to Ithaca

New York has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading.

Frequently Asked Questions

What is the average Insurance Underwriter salary in Ithaca, NY?

The average Insurance Underwriter salary in Ithaca, NY is $79,500 per year. Entry-level Insurance Underwriters typically start around $49,555, while experienced professionals can earn $115,805 or more. The national average for Insurance Underwriter roles is $75,000.

How many Insurance Underwriter jobs are available in Ithaca?

Ithaca has a growing job market with steady opportunities for Insurance Underwriter professionals. Major employers hiring Insurance Underwriters include Regional banks, Credit unions, National financial services. The Education and Technology sectors drive much of the demand in this market.

Is Ithaca a good city for Insurance Underwriters?

Ithaca is an excellent choice for Insurance Underwriters. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. The cost of living is reasonable compared to major coastal cities. The city's education industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Insurance Underwriters in Ithaca?

Top skills for Insurance Underwriters in Ithaca include Risk Assessment, Policy Analysis, Underwriting Guidelines, Data Analysis, Communication. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Insurance Underwriters in Ithaca?

Ithaca's cost of living is near the national average (106% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Ithaca is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Insurance Underwriters in Ithaca?

Ithaca Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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