Credit Analyst Jobs in Ithaca, NY

Ithaca, New York$76,850 USD/yearFull-timeTech Hub
Updated: March 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

Credit Analyst Salary in Ithaca

Entry Level
$49,555
Median
$76,850
Senior Level
$109,710

Credit Analyst salaries in Ithaca are in line with national averages, offering competitive compensation for the region.

Purchasing power in Ithaca is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Credit AnalysisFinancial StatementsRisk AssessmentUnderwritingExcel

Credit Analyst Job Market in Ithaca

Ithaca, NY is a specialized market with unique career opportunities for Credit Analyst professionals. Though smaller than coastal metros, Ithaca offers focused opportunities and often better work-life balance. While Education leads the local economy, there's growing demand for Credit Analyst roles across various sectors. The market for Credit Analyst positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Credit Analysts in Ithaca

Regional banksCredit unionsNational financial services

Major employers hiring Credit Analysts in Ithaca include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Credit Analysts in Ithaca

Living in Ithaca as a Credit Analyst means navigating a cost of living that's slightly above the national average. Average rent for a 1-bedroom apartment is approximately $1,800/month. Housing costs are manageable for Credit Analyst salaries in the area. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

106
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Yes
Tech Hub
Tier 4
Market Size

Commuting as a Credit Analyst in Ithaca

Ithaca Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Credit Analysts in Ithaca: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Credit Analyst professionals due to proximity to major employers and urban amenities.

Tax Considerations in New York

New York has relatively high state income taxes. A Credit Analyst earning $76,850 might pay approximately $6,148 in state income tax. However, New York's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Credit Analysts

The job outlook for Credit Analysts in Ithaca is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Ithaca offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Credit Analysis, Financial Statements, Risk Assessment, Underwriting.

Relocating to Ithaca

New York has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading.

Frequently Asked Questions

What is the average Credit Analyst salary in Ithaca, NY?

The average Credit Analyst salary in Ithaca, NY is $76,850 per year. Entry-level Credit Analysts typically start around $49,555, while experienced professionals can earn $109,710 or more. The national average for Credit Analyst roles is $72,500.

How many Credit Analyst jobs are available in Ithaca?

Ithaca has a growing job market with steady opportunities for Credit Analyst professionals. Major employers hiring Credit Analysts include Regional banks, Credit unions, National financial services. The Education and Technology sectors drive much of the demand in this market.

Is Ithaca a good city for Credit Analysts?

Ithaca is an excellent choice for Credit Analysts. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. The cost of living is reasonable compared to major coastal cities. The city's education industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Credit Analysts in Ithaca?

Top skills for Credit Analysts in Ithaca include Credit Analysis, Financial Statements, Risk Assessment, Underwriting, Excel. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Credit Analysts in Ithaca?

Ithaca's cost of living is near the national average (106% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Ithaca is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Credit Analysts in Ithaca?

Ithaca Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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