Actuary Jobs in Albany, NY

Albany, New York$120,000 USD/yearFull-time
Updated: March 2026Expert reviewed|Data sourced from BLS, Glassdoor, and industry reports

Actuary Salary in Albany

Entry Level
$73,440
Median
$120,000
Senior Level
$176,640

Actuary salaries in Albany are in line with national averages, offering competitive compensation for the region.

Purchasing power in Albany is comparable to the national average, with salaries appropriately scaled to local costs.

Required Skills

Statistical AnalysisRisk ModelingFinancial MathematicsExcelProgramming

Actuary Job Market in Albany

Albany, NY is a specialized market with unique career opportunities for Actuary professionals. Though smaller than coastal metros, Albany offers focused opportunities and often better work-life balance. While Government leads the local economy, there's growing demand for Actuary roles across various sectors. The market for Actuary positions remains stable, with opportunities in both established companies and growing organizations.

Top Companies Hiring Actuarys in Albany

Regional banksCredit unionsNational financial services

Major employers hiring Actuarys in Albany include Regional banks, Credit unions, National financial services. Many companies offer competitive benefits including comprehensive healthcare, and professional development opportunities.

Cost of Living for Actuarys in Albany

Living in Albany as a Actuary means navigating a cost of living that's close to the national average. Average rent for a 1-bedroom apartment is approximately $1,800/month. At median Actuary salary, housing is quite affordable at 18% of gross income, leaving room for savings and lifestyle spending. Suburban apartments average $1,400/month, offering significant savings with slightly longer commutes.

96
Cost Index (100=avg)
$1.8K
Avg Rent/Month
Growing
Tech Hub
Tier 4
Market Size

Commuting as a Actuary in Albany

Albany Limited public transit options; car recommended for most commutes. The average commute time is 25 minutes. Research employer-specific shuttle services. Consider living close to your workplace. Since transit options are limited, consider living close to your workplace or negotiating flexible hours to avoid peak traffic.

Best neighborhoods for Actuarys in Albany: Downtown (Central business district with tech companies); Tech Park/Campus (Suburban office park developments). Downtown is particularly popular among Actuary professionals due to proximity to major employers and urban amenities.

Tax Considerations in New York

New York has relatively high state income taxes. A Actuary earning $120,000 might pay approximately $9,600 in state income tax. However, New York's strong job market and quality of life often offset the higher tax burden.

Career Outlook for Actuarys

The job outlook for Actuarys in Albany is stable. While not experiencing rapid growth, the field maintains steady demand with consistent opportunities for qualified professionals. While the market is smaller, Albany offers opportunities for those seeking specialized roles or better work-life balance. In-demand skills include Statistical Analysis, Risk Modeling, Financial Mathematics, Excel.

Relocating to Albany

New York has higher state income taxes. Factor this into salary negotiations, as gross salary comparisons can be misleading.

Frequently Asked Questions

What is the average Actuary salary in Albany, NY?

The average Actuary salary in Albany, NY is $120,000 per year. Entry-level Actuarys typically start around $73,440, while experienced professionals can earn $176,640 or more. The national average for Actuary roles is $125,000.

How many Actuary jobs are available in Albany?

Albany has a growing job market with steady opportunities for Actuary professionals. Major employers hiring Actuarys include Regional banks, Credit unions, National financial services. The Government and Healthcare sectors drive much of the demand in this market.

Is Albany a good city for Actuarys?

Albany is an solid choice for Actuarys. While not as large as coastal metros, it offers solid opportunities and often better work-life balance. The cost of living is reasonable compared to major coastal cities. The city's government industry creates strong demand for finance & accounting professionals.

What skills are most in-demand for Actuarys in Albany?

Top skills for Actuarys in Albany include Statistical Analysis, Risk Modeling, Financial Mathematics, Excel, Programming. Employers value both technical expertise and soft skills like communication and teamwork.

What is the cost of living for Actuarys in Albany?

Albany's cost of living is near the national average (96% of baseline). Average rent for a 1-bedroom apartment is approximately $1,800/month. Purchasing power in Albany is comparable to the national average, with salaries appropriately scaled to local costs.

How is the commute for Actuarys in Albany?

Albany Limited public transit options; car recommended for most commutes. The average commute is 25 minutes. Research employer-specific shuttle services.

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